Action | Health Insurance Premium Payment (HIPP) Cost Effectiveness Methodology |
Stage | Emergency/NOIRA |
Comment Period | Ended on 11/25/2009 |
My daughter has been a participant in the HIPP Program. We have just received notice that we are no longer eligible for this program. In reading the eligible-vs-noneligible family plans chart that was included in the cancellation notice, it appears that if my husband were to drop our two non-Medicaid eligible children from his policy and only retain our medicaid enrolled child that we would still be eligible for the program. Am I reading this correctly? My husband's monthly premium (through BC/BS) doesn't change based on the number of children in our family-1 child or 12 children-the monthly family premium is the same. I'm confused as to why dropping the other kids from the policy would make us more cost-effective. If we have to drop the kids, my daughter's primary insurance would be solely medicaid. I do not have medical insurance as an option through my job because it is basically parttime (so I can be available to care for my totally dependent special needs child). I hope that further thought is given to this legislation before it is passed as its impact will hurt many families that are already struggling with the outrageous cost of caring for a severely disabled child at home.