Another step in eliminating Appraisers. Let's see AVM's are good for what? Contain what? Are sourced from what? Benefit whom? Liable to whom? Let's apply this to Hybrid appraisals - Good for no fee/low fee servicers. Contain 'realtor's/inspector opinions skewed opinions to inflate and sell. Sourced from the same municipal providers (they're never wrong.) Benefit the servicer not the public trust and most of all, all the liability is put upon the Appraisers shoulders. Wake-up America, Dump the Hybrid and re-empower the Appraiser and M.A.G.A. - Make Appraisers Great Again!!!!! Thank-you.