Residents can already form a private practice here in VA. Micromanaging client payments (now done 99% online via EHR) only takes up admin time for resident and supervisor. Supervision time (which is a paid service) should be focused on developing clinical practice, ethics, workflow, and good business practices. If this is done effectively, the concern about the name on a bank account is asinine. 

I trust residents as they have passed through many gatekeepers to get to that point in their careers. Let's teach them how to handle fees ethically and legally instead of handholding. 

Last point -- clients do not care who they hand their money to. They want to feel better and receive high-quality care from clinicians not bogged down by admin tasks. Residents already disclose their licensure status in their credentials as well as should have that conversation during intakes and throughout treatment. 

Thank you for your time.