I oppose SB627 because it will result in the unintended consequences of harming instead of helping homebuyers, sellers and other service providers.  Having worked in the mortgage industry for years my clients, especially first time buyers were challenged with finding affordable housing and subsequent affordable financing. As is the case with the advent of the  CFPB regulations and its unintended consequences of higher fees, protracted approval periods, limited choices the SB627 will cause homebuyers to bear the cost of unlimited liability.  SB627 will increase costs to the home inspector; thereby, resulting in higher costs to the homebuyer. Of greater concern is the homebuyer choosing to waive the inspection to reduce overall purchasing costs. Home inspections are imperative for due diligence yet SB627 will adversely impact those who would benefit the most from inspections, the first time homebuyers.