I stongly oppose the Regulatory Action that would raise the minimum amount of insurance required for all PI's and PI Businesses. My business is a sole proprietorship in a small town in the middle of Virginia. I work civil cases and many of my clients pay less than I charge because they're paying their attorney more than they can afford. I don't turn them away. They need the assistance to make their case. Neither myself nor none of my employees carry a weapon. We rarely interact with the public photographing PDA most often from the privacy of a vehicle as a couple holds hands crossing a parking lot. My point is that my business is very low risk for ever having a claim against it as it is certainly no risk to the public. I believe that each business has their own best interest at heart, and if they need to increase their insurance coverage to protect themselves against a claim, they will do so. I see little difference, if any, between my business insurance and vehicle insurance or homeowners needs.There's a state minimum, but iif I want to protect myself, my home, my vehicle, and my possessions, I will increase my coverage without being forced.